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Tag: Transactional account
CFPB Proposes Prepaid Card Rules
After a great deal of speculation, on November 13 the Consumer Financial Protection Bureau (CFPB) unveiled its proposed rules to govern the fast-growing prepaid debit card market. The proposed rules, which are open for public comment for 90 days, are an acknowledgment that more and more Americans utilize the cards to do their everyday banking.… Continue reading CFPB Proposes Prepaid Card Rules
Which Plastic Is the Best? Debit Cards, Credit Cards or Prepaid Cards?
Long gone are the days when credit cards were the only choice for people in need of plastic. Here are some other options: Imagine walking into a restaurant and being told that a menu is not needed because there’s only one dish being served. From time to time that happens — set price, or prix… Continue reading Which Plastic Is the Best? Debit Cards, Credit Cards or Prepaid Cards?
AmEx Sees Surge In Prepaid Customers
Participants at last week’s Sanford Bernstein’s investor conference in New York City could be excused if they thought they had stumbled into a political rally. Giving the final formal presentation at the “Disruptive Trends in Financial Services” gathering, American Express Group President for Enterprise Growth, Dan Schulman, made an impassioned critique of the way the… Continue reading AmEx Sees Surge In Prepaid Customers
Are Prepaid Cards Making Checking Accounts Obsolete?
If you grew up in the 1970s, 80s or even 90s, you’ll remember how hard it could be to have a private phone call. Plenty of households had just one phone with a cord, which made it nearly impossible to avoid eavesdropping siblings and parents. Of course, we all know what happened to landlines when… Continue reading Are Prepaid Cards Making Checking Accounts Obsolete?