Welcome to our site! Our editors have been covering the credit and debit card space for a total of 30+ years and we are proud to have been featured by the Wall Street Journal, CNN, etc. Your input is invaluable and we’d love to have your opinion on what the best long term 0% balance… Continue reading Best Long Term 0% Balance Transfer Credit Card Offers (No Transfer Fee)
Tag: credit cards
How to Maximize Cash Back Credit Cards Rewards and Rebates (Tips)
The bar has been raised. In terms of cash back credit cards, LendingTree’s saying holds true, “when banks compete, you win.” Or, at least you do in the current cash back card environment. It used to be that the common cash back reward was 1%. Now, we are seeing the most common is 1.5%. That… Continue reading How to Maximize Cash Back Credit Cards Rewards and Rebates (Tips)
Which Cash Back Rewards Credit Cards are Rated Highest for April 2019?
This article is Part Two of a Two-Part Roundup of the Highest Rated Cash Back Rewards Credit Cards for 2016 (see link below for 2019 offers). Also, be looking for another article coming soon to where we will discuss some savvy tips for using cash rebate cards, or more commonly known as cash back cards.… Continue reading Which Cash Back Rewards Credit Cards are Rated Highest for April 2019?
JP Morgan Chase Aims to Boost Consumer Financial Security
This latest announcement is a follow-up to JP Morgan Chase’s establishment earlier this year of the Financial Solutions Lab. A five-year, $30 million program in collaboration with the Center for Financial Services Innovation, the lab is centered on developing and distributing innovative products that improve financial security.
Smart Moves for Students: How to Build Credit as a College Student
in the not too distant past, credit card companies tried to entice every student within a Frisbee’s throw of a college green to signup for entry-level cards by offering perks like free airline flights. While that practice was a way for lots of undergrads to demonstrate they were ready for the adult responsibility of repaying their debts – and hence establishing good credit – it also resulted in too many young people drowning in credit card debt. It was an unpopular enough marketing tactic that the Credit CARD Act of 2010 largely eliminated those campus credit card promotions.
Turning Student Debt Into Good Credit
There are times when even the most well-meaning and responsible graduate just can’t make those loan repayments. When that is the case, Raghavan writes that the best approach is to defer the loans. Defaulting on the debt will do lasting harm to your credit score. “As a good rule of thumb, remember that it’s OK to defer, but not to default,” she writes.