If someone calls you and says they are from the Internal Revenue Service (IRS) and claims you owe taxes that need to be paid immediately using a prepaid debit card, hang up. This is on the IRS’ 2015 Top Scam Alert list.
Avoid Debt Collection Scams: The Wrong (And Right) Way to Use a Prepaid Card for Paying Debt Collectors
Out of the blue, Gary got a call from a debt collector about a credit card debt he hadn’t thought about in years. Gary had fallen behind on some bills during the recession and it had been a long, slow climb back to solid financial footing. He had worked hard to repair his credit and… Continue reading Avoid Debt Collection Scams: The Wrong (And Right) Way to Use a Prepaid Card for Paying Debt Collectors
How to Raise Your Credit Score Quickly Using Current Credit Card Trends
According to a recent New York Fed survey, Americans are feeling positive about their ability to get credit. Looking at the trends, we indicate some easy actions to take and will show you how to raise your credit score quickly. In February 2015, the number of people applying for credit cards is up 12.45% from October 2013… Continue reading How to Raise Your Credit Score Quickly Using Current Credit Card Trends
CitiBank Offers Cardholders Access To FICO Credit Scores
By now many of us have heard how wise it is to request a free copy of our credit report once a year. It’s good advice. Keeping abreast of the information credit bureaus receive about how promptly and diligently you pay your bills can ensure there are no errors that might harm your credit score.… Continue reading CitiBank Offers Cardholders Access To FICO Credit Scores
New Year, New Credit Score
If you’re like millions of other Americans, you began 2015 with at least one resolution to better yourself. Nearly half of us routinely begin January with some sort of commitment to self-improvement, usually to lose weight or perhaps establish a new credit score. Making the resolution is the easy part. Research out of the University… Continue reading New Year, New Credit Score
Nature vs. Nurture Which Affect Your Spending Habits?
This is an interesting item on the topic of nature vs nurture and how they may affect your spending habits. Although the study came out in 2013, it does not appear the information has changed. For those who are curious, read on. Which affects your spending and borrowing habits more, nature or nurture? Does it… Continue reading Nature vs. Nurture Which Affect Your Spending Habits?