The Federal Trade Commission announced complaints and proposed court orders barring four national retailers from mislabeling and advertising rayon textiles as made of “bamboo,” and requiring them to pay civil penalties totaling $ 1.3 million. Under the court orders settling the FTC’s charges, Bed Bath & Beyond Inc. will pay $ 500,000; Nordstrom, Inc. will… Continue reading False Labeling: Nordstrom, Bed Bath & Beyond, Backcountry.com, and J.C. Penny to Pay Penalties Totaling $1.3 Million for Mislabeling Rayon Textiles as Made of “Bamboo”
Category: Best Low Fee Prepaid Cards
Millions of people are turning to prepaid debit cards as a smart alternative to carrying cash and writing checks. Almost anyone can qualify and they don’t require a credit check or a bank account. Though they carry credit card logos and can be used anywhere a credit card is used, unlike a credit card, they do not offer a line of credit. The user can only spend the amount that has been loaded onto the card or placed into the account associated with the card.
There are dozens of debit cards on the market, many of them issued by the same bank, but fee structures are vastly different. Bestprepaiddebitcards.com has done all the research for you and provides comprehensive reviews to help you decide which card is best for you.
Student Debt Remains Part of Economic Instability
After four years of university study and several more for a second or third degree, students are left with tremendous debt and a big hole in their pockets. Despite attempts to stay within a budget, find secure employment and start a payback plan, graduates find themselves stuck in the mire of financial obligations and bank… Continue reading Student Debt Remains Part of Economic Instability
What is a debt to income ratio? Why is the 43% debt-to-income ratio important?
A debt-to-income ratio is one way lenders measure your ability to manage the payments you make every month to repay the money you have borrowed. To calculate your debt-to-income ratio, you add up all your monthly debt payments and divide them by your gross monthly income. Your gross monthly income is generally the amount of… Continue reading What is a debt to income ratio? Why is the 43% debt-to-income ratio important?
Your route to security
Setting up your home network? To keep it secure, don’t forget about your router. Why pay attention to that little box with the flashing lights? Your router lets you connect with the internet and communicate with other devices in your home. So, it’s your first line of defense in guarding against attacks by identity thieves… Continue reading Your route to security
RushCard creates fund to help prepaid card customers after technical glitch and offers fee free holiday to all customers
RushCard, the prepaid debit card launched by hip-hop mogul Russell Simmons has created a multi-million dollar fund to help prepaid card customers after the technical problems left hundreds of thousands of people without access to their money for up to two weeks in October. The company said last Thursday that RushCard customers who can show they… Continue reading RushCard creates fund to help prepaid card customers after technical glitch and offers fee free holiday to all customers
How to Teach Your Teens Money Skills
Teenagers can learn about personal finance through classroom courses and through real-world experiences. According to research we commissioned, well-designed classes or programs support the financial decisions teens face in their lives: how to identify facts they need, decide what information sources are reliable, and compare alternatives. Additionally, lessons can have staying power when the teenagers… Continue reading How to Teach Your Teens Money Skills