The Occupy Prepaid Card: The Occupy Money Cooperative is being launched

Nearly two years after the Occupy Wall Street movement grabbed the attention of the media, politicians and general public, the rag-tag collection of protesters is back in the news. This time, however, the loose coalition – whose ire was targeted at the financial and political institutions that cement advantages for a few while ignoring the… Continue reading The Occupy Prepaid Card: The Occupy Money Cooperative is being launched

The Good, The Bad And The Ugly – Card Purchase Disputes

Credit cards offer a lot of protection, debit cards a little and prepaid cards none at all. Indeed, with credit card purchases, you have the full force of the Fair Credit Billing Act on your side. Under the Electronic Fund Transfer Act, which covers debit card transactions, you have limited merchant dispute rights, except for unauthorized transactions. And there are no federal consumer protections for purchases made with prepaid debit cards.

Secure Your Credit Future: Get a Head Start with a Secured Credit Card

A secured credit card can be a starter kit for your financial life By Nancy Munro   It’s hard to imagine these days, but Michael Jordan wasn’t always a great basketball player. After all, the future Hall of Famer didn’t even make his high school squad one year. Which is all to say that everyone,… Continue reading Secure Your Credit Future: Get a Head Start with a Secured Credit Card

Paying to Get Paid: Employee Costs with Employer Prepaid Card Programs

In late June and early July of 2013, thanks largely to a lengthy story in The New York Times, the practice of paying worker wages via a prepaid debit card has come under increased scrutiny. According to the report in the Times – and subsequent coverage in Time Magazine and Businessweek – large employers including Wal-Mart Stores, McDonald’s and Time Warner Cable are eschewing traditional paper paychecks and direct deposit in favor of paying wages on prepaid debit cards.

5 Reasons Parents Should Get Prepaid Cards For Teens

Along with a driver’s license, a prepaid debit card can be one of the most important pieces of plastic a young adult can get Amid all the job losses and bankruptcies, our recent economic downturn has been especially difficult on young people. With a persistently dreadful job market, many college graduates are leaving school with… Continue reading 5 Reasons Parents Should Get Prepaid Cards For Teens

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