CitiBank Offers Cardholders Access To FICO Credit Scores

By now many of us have heard how wise it is to request a free copy of our credit report once a year. It’s good advice. Keeping abreast of the information credit bureaus receive about how promptly and diligently you pay your bills can ensure there are no errors that might harm your credit score.… Continue reading CitiBank Offers Cardholders Access To FICO Credit Scores

New Year, New Credit Score

If you’re like millions of other Americans, you began 2015 with at least one resolution to better yourself. Nearly half of us routinely begin January with some sort of commitment to self-improvement, usually to lose weight or perhaps establish a new credit score. Making the resolution is the easy part. Research out of the University… Continue reading New Year, New Credit Score

Nature vs. Nurture Which Affect Your Spending Habits?

This is an interesting item on the topic of nature vs nurture and how they may affect your spending habits. Although the study came out in 2013, it does not appear the information has changed. For those who are curious, read on. Which affects your spending and borrowing habits more, nature or nurture?  Does it… Continue reading Nature vs. Nurture Which Affect Your Spending Habits?

Tips on How to Avoid Paid Credit Repair Scams

If you’re like millions of other Americans, you likely began 2015 with a handful of resolutions to improve your physical or financial health. Unfortunately, there are all too many predatory companies and scam artists who want to turn your commitment to better yourself into a quick profit for themselves. And just as you should steer… Continue reading Tips on How to Avoid Paid Credit Repair Scams

FICO Score 9: Latest Credit Score Version Could Save You Thousands

The new FICO Score 9 is coming out this fall, and it looks very positive for many U.S. consumers. Once implemented and used by lenders, it should help many with poor credit or limited credit histories. Ultimately, this could mean better rates for consumers on loans and credit products such as credit cards. Score Highlights… Continue reading FICO Score 9: Latest Credit Score Version Could Save You Thousands

American Express -Sponsored Movie Spent Premieres

Life outside the financial mainstream is getting the Hollywood treatment. On June 4th, the American Express-sponsored documentary, Spent: Looking for Change, which profiles the challenges and frustrations of those Americans who lack traditional bank accounts and credit cards, premiered in Los Angeles and online. Executive produced by Davis Guggenheim, who won an Academy Award for… Continue reading American Express -Sponsored Movie Spent Premieres

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