If you have more student loan debt than you can handle, or if you’ve been paying and paying (and paying) and can’t make headway, chances are you’ve wondered about student loan forgiveness. As you look into your options, keep in mind that everything you read (or hear — even from your student loan servicer) may not be accurate.… Continue reading 11 Myths About Student Loan Forgiveness
We’re Paying Off $47,000 of Debt. Here’s How
Steve and Jennie Silha ended up in debt the way a lot of young couples do: They had children. Steve, 44, is a realist, and says the problem was pretty simple. “It really came down to the fact that we decided that my wife would be a stay-at-home mom, but we spent like we had… Continue reading We’re Paying Off $47,000 of Debt. Here’s How
Nine Winning Personal Finance Apps to Help You Manage Your Money
If you have found yourself researching personal finance apps, you can find something interesting among nine winning personal finance apps providing assistance from managing budgets to reducing debt to easier bill payment to streamlining the food stamp application process. There is always work on the cutting edge dreaming up new solutions to ongoing financial problems.… Continue reading Nine Winning Personal Finance Apps to Help You Manage Your Money
How to Choose a Prepaid Debit Card and Save Money in the Process
A prepaid debit card is a prepaid debit card, right? I mean, they all look pretty much the same and can be used the same places, right? Well, not exactly… They are definitely very close in appearance and usage, but understanding their important features and fees and how they differ is the key to deciding… Continue reading How to Choose a Prepaid Debit Card and Save Money in the Process
Consumer Financial Protection Bureau’s Proposed Prepaid Card Regulatory Changes Inspires Industry Response
When the Consumer Financial Protection Bureau (CFPB) was created in 2010, nobody expected it to play nice with the financial services industry. Authorized as part of the Dodd-Frank legislation, the CFPB was tasked with protecting consumers from predatory lending and other Wall Street abuses that spawned the Great Recession. From the very start, the financial… Continue reading Consumer Financial Protection Bureau’s Proposed Prepaid Card Regulatory Changes Inspires Industry Response
Consumer Alert! New Credit Card Scam: Stealing Security Codes
This is a new credit card scam everyone needs to be watching out for. If you get a call from someone claiming to be from your bank, here’s what to do: If a caller claims to be from your card issuer’s fraud-prevention department, ask for the caller’s name and/or employee ID, hang up, then call… Continue reading Consumer Alert! New Credit Card Scam: Stealing Security Codes